Terms of Use

The Golden Ratio Method™, including all course materials, workbooks, live sessions, videos, and related content ("the Course"), is provided strictly for educational and informational purposes. Nothing in the Course constitutes financial, investment, trading, legal, or tax advice, nor should it be construed as a recommendation to buy, sell, or hold any security, currency pair, futures contract, or other financial instrument.

Smart2Go Training and its instructor(s) are not registered investment advisors, broker-dealers, or financial planners, and are not licensed to provide personalized investment advice under the laws of any jurisdiction. The techniques taught — including price-to-degree conversion, planetary timing methods, and the Square of Nine — reflect the instructor's own study, interpretation, and application of W.D. Gann's historical methodologies. They are presented as one trader's analytical framework, not a guaranteed system for profit.

Trading and investing in securities, currencies, futures, and other financial instruments involves substantial risk of loss and is not suitable for all individuals. Past performance — including any results, examples, or case studies referenced in this Course — is not indicative of future results. You should never trade with money you cannot afford to lose.

Any examples of trades, price movements, or calculations shown in the Course are for illustrative and educational purposes only and do not represent a recommendation or solicitation to enter any specific trade.

The services provided by KIM XI LEGACY ENTERPRISE LLC encompass online courses, training materials, consultation services, and physical products (collectively, the “Services”). All content made available through these services, including but not limited to course materials, videos, text, graphics, logos, designs, product packaging, and the overall appearance and functionality of our platforms and physical products, are designs, and slogans used in connection with the Services are registered trademarks of KIM XI LEGACY ENTERPRISE LLC (the “Registered Trademarks”). You are strictly prohibited from using the Registered Trademarks in any manner without the express prior written consent of KIM XI LEGACY ENTERPRISE LLC.

You are granted a limited license only for purposes of viewing the material contained on this Website.

Specifically, the KIM XI LEGACY ENTERPRISE LLC name, OVERAGES OVERFLOW®, SMART2GO Training®, and all related product and service names, using the Registered Trademarks in any manner without the express prior written consent of KIM XI LEGACY ENTERPRISE LLC. This prohibition includes, but is not limited to, use in connection with any products or services that are not offered by KIM XI LEGACY ENTERPRISE LLC, in any manner that is likely to cause confusion among consumers, or in any way that disparages or dilutes the distinctiveness of the Registered Trademarks.

All other content provided through the Services, including but not limited to copyrighted materials, is owned by KIM XI LEGACY ENTERPRISE LLC or its licensors and is protected by applicable copyright laws. You may access and use this content solely for your personal, non-commercial use directly related to your participation in our courses, training, or consultation, or as explicitly authorized within the specific terms of those Services or the sale of physical products.

You are expressly prohibited from reproducing, distributing, modifying, creating derivative works of, publicly displaying, publicly performing, republishing, downloading (except as expressly permitted for personal use within the scope of the Services), storing, or transmitting any of the intellectual property associated with our Services without the prior written authorization of KIM XI LEGACY ENTERPRISE LLC. Any unauthorized use of our trademarks or copyrighted materials will be vigorously pursued and may result in legal action to protect our rights.

All rights not expressly granted to you are reserved by KIM XI LEGACY ENTERPRISE LLC.

We want you to be completely satisfied with your purchase. If you are not satisfied after completing Module 1 of the Course, you can request a full refund, no questions asked.

To request your refund, please email our support team at support@goldenratiomethod.com within 14 days of your initial purchase. Please include your name and the email address associated with your account. Once your request is processed, your refund will be issued to your original method of payment, and access to the Course materials, dashboard, and resources will be deactivated.

All electronic or digital products or learning content are strictly non-refundable. You are purchasing information, and once accessed, you are in possession of the content.

KIM XI LEGACY ENTERPRISE LLC does not guarantee your success in using this information. All electronic content is for educational and informational purposes only. There are no implied or expressed guarantees about the content and its impact for your personal or professional use.

If you decide to purchase and enroll in any electronic course, you are accepting the Terms and Conditions stating clearly the No Refund Policy and accepting full financial responsibility for ascertaining the content in this course and training platform. You agree to waive your right to dispute the financial obligation with your credit card or financial institution. To dishonor these terms, you understand KIM XI LEGACY ENTERPRISE LLC will have full recourse in demanding repayment of all refunded disputed charges, plus legal fees.

These Terms and Conditions and NO REFUND policy are clearly noted prior to the purchase of any course in the training platform and restated within the training platform, and full notice is given.